Are you truly Independent? Read ATEB's special report here.
Consumer Credit. FCA regulation much more onerous than the OFT - do you have the right permissions?
Pension Transfer rules have changed. Switching pensions with GARs now require additional permissions.
Confirmation of further rule and guidance changes in relation to advice on pension transfers.
The definition of independence changed with MiFIDII on 3 January 2018. Many firms have not changed their disclosure to reflect the new definition.
Firms that advise on defined benefit transfers need to ensure that their triage process does not inadvertently cross the line into a personal recommendation.
BREXIT, cyber attacks, IT failures, market events - firms need to be able to weather all these events ... and other problems that will inevitably arise. Are you resilient?
Do you recognise and deal appropriately with vulnerable clients?
If you are involved in advising on DB transfers, this will be of interest.
New rules around transfer advice apply from 1 October 2018. Make sure you are aware and ready for them.
The Insurance Distribution Directive (IDD) will impact all IFA and Insurance Intermediaries.
Firms are reminded that they must not use the FCA logo or authorisation in a promotional way.